MCP-powered · 27 financial tools · Works with Claude & Cursor

Track your money.
Analyze it anywhere.

The personal finance app built for the AI era. Import your bank transactions, connect Claude or Cursor, and ask questions about your money in plain English.

finlynq.com/dashboard

Your dashboard awaits

Sign up to see your financial overview

Get started →
27+
MCP tools
AES-256
Encryption
6
Import formats
100%
Local-first

Features

Everything you need to master your finances

A complete personal finance toolkit — from budgets and portfolios to AI-powered queries and FIRE planning.

AI-native from day one

Connect Claude, Cursor, or any MCP client. Ask questions in plain English — no dashboards required.

Full financial picture

Accounts, budgets, portfolio, goals, and loans in one place. CSV and OFX import with saved templates.

Import once, done

Save column mappings as templates. Drop a file and Finlynq auto-matches your bank format.

Envelope budgeting

Month-by-month envelope budgets with rollover. Know exactly what you have left to spend.

Portfolio & investments

Track holdings with live prices, XIRR returns, and benchmarks against major indices.

Privacy first

Self-hosted option: your data never leaves your machine. AES-256 encryption via SQLCipher.

How it works

Up and running in minutes

From sign-up to asking your AI about your spending in three simple steps.

Step 01

Import your transactions

Upload CSV or OFX files from any bank. Finlynq remembers your column mappings so the next import is one click.

Step 02

Connect your AI

Add Finlynq as an MCP server in Claude Desktop, Cursor, or any compatible client. Takes under 60 seconds.

Step 03

Ask anything

"How much did I spend on dining?" "Am I on track with my budget?" "What's my net worth?" — just ask.

MCP Server included

Your AI assistant
meets your finances

Finlynq ships with a built-in MCP server exposing 27 financial tools. Connect Claude Desktop, Cursor, or any MCP-compatible client and start asking questions in plain English — no custom code, no exports.

27 read + write tools
Streamable HTTP + stdio transports
Works with Claude, Cursor, Cline, and more
Responds with charts & structured data
How much did I spend on groceries last month?
$312.40 — up 8% vs October
Am I on track with my budgets this month?
3 of 8 categories within budget
What is my current net worth?
$84,210 — up $1,240 this month
Show me any unusual transactions recently
Found 2 anomalies in the last 30 days
AES-256 encrypted
Self-hostable
Open protocol (MCP)
No bank credentials

Pricing

Simple, transparent pricing

Start free. Self-host forever. Or let us handle the infrastructure.

Self-Hosted

Freeforever

Full control. Your hardware, your data.

  • All features included
  • SQLite + AES-256 encryption
  • MCP server (stdio transport)
  • Local data — never leaves your machine
  • Community support
Get Started
Most Popular

Cloud

$9/ month

Managed hosting with automatic backups.

  • Everything in Self-Hosted
  • Hosted PostgreSQL database
  • Automatic daily backups
  • MCP over HTTP (access anywhere)
  • Email-based transaction import
  • Priority support
Start Free Trial

Power User

$19/ month

For power users who want it all.

  • Everything in Cloud
  • Up to 5 team members
  • Advanced tax optimization
  • Monte Carlo retirement sim
  • REST API access
  • Dedicated support
Start Free Trial

Start understanding your finances today

Join the first personal finance app built for AI assistants. Cloud or self-hosted — your data, your rules.